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Choice of Limits and Deductibles
What is Covered
Who is Covered
Additional Benefits at No Extra Charge
Optional Benefits


Choice of Limits and Deductibles

  • Limits of up to $1 million per claim / $1 million annual aggregate (depending on insurer's approval).
  • A range of deductibles, from $0 to $2,500 (depending on insurer's approval).
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What is Covered 

  • Professional, fiduciary and trustee services ordinarily performed as a lawyer.
  • Arbitration, mediation, notary public and title agent services ordinarily performed as a lawyer.

Who is Covered (in addition to yourself)

  • Employees of your firm, including paralegals and investigators for work done on your behalf.
  • Former attorneys for work done on your behalf.

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Additional Benefits at No Extra Charge

Free Extended Reporting Periods
  • Provides you with extended protection, if you become a state or federal judge and meet the terms and conditions of the policy.
     
  • Provides you or your estate with extended protection in the event of total and permanent disability or death.

Retiree Benefit
Provides an Unlimited Extended Reporting Period, free of charge, if you have had continuous coverage under the BR Lawyers' Professional Liability Insurance program, as follows:

  • If you retire at 55: you need to have been insured at least 7 years
  • If you retire at 56: you need to have been insured for at least 6 years.
  • If you retire at 57: you need to have been insured for at least 5 years.

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Optional Benefits for Qualifying Solos at an Additional Charge:

  • Extended Reporting Period endorsements for 1 year, 2 years, 3 years, or for an unlimited period.
  • Non-practicing Extended Reporting Period endorsements.  
  • Coverage for partial or full claim expenses outside the limit of liability.  
Questions? Contact Us

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